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Over 50s Fixed Life Insurance offers guaranteed acceptance for UK residents aged 50 – 85, to provide your family with a fixed cash sum after you die. This can help contribute towards funeral costs or to simply leave as a gift.
The price of a funeral can vary enormously, depending on the options you choose. A basic funeral costs around £4,184 on average, but this can vary between different parts of the UK, from £3,222 in Northern Ireland to £5,235 in London (SunLife, Cost of Dying Report, 2021).
Anybody between the ages of 50-85 can take out a policy.
Choice can come out and see you in the comfort of your own home, however we offer this fee free service over the phone at a time that is convenient for you.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
Proceeds of these policies can be used for payment of, or towards, the cost of a funeral, following the death of the person who is insured. You could pay out more money in premiums than the policy pays out. This policy is not a savings plan and has no cash-in value. Due to inflation, any amount paid out may not buy as much in the future as it would now and may not cover the full cost of a funeral. If you stop paying premiums before age 90, the cover will end, and you won’t be entitled to claim any money back.